Credit Risk Analyst Job Openings in Mumbai 2026!!!
Barclays announced job vacancy for the post name of Credit Risk Analyst. The place of posting will be at Mumbai. Candidate who have completed Graduate/ Engineering/ Post Graduate with Freshers and experience are eligible to apply for this job. More details about qualification, job description, roles and responsibilities are as follows.
| Company name | Barclays |
| Qualification | Graduate/ Post Graduate/ CA/ CFA/ FRM |
| Skills | problem solving judgement and decisions making skills |
| Category | Risk and quantitative analytics |
| Work type | onsite |
| Position | credit risk analyst |
| Location | Mumbai |
| Salary | as per company |
| Job type | Full time |
| Requisition id | JR- 0000112569 |
Join them as Credit Risk Analyst where youwill conduct detailed credit analysis and duediligence for Corporate, Financial Institution,PSU, and Sovereign clients across India.Prepare high-quality credit proposals andrecommendation notes for senior creditsanctions and risk committees. Analyzefinancial statements, cash flows, balancesheets, profitability metrics, and industrytrends to assess credit risk. Monitor emergingrisks, adverse developments, and sector-specific trends, escalating concerns andrecommending corrective actions wherenecessary. Maintain data integrity acrosscredit risk systems, ensuring limits, ratings,and risk parameters are updated accurately.Support senior credit officers in developingportfolio-level risk insights and exposuremonitoring. Ensure adherence to internalcredit policies, risk frameworks, andregulatory requirements. Collaborate withbusiness, risk, and support functions tofacilitate sound credit decision-making.
ROLES AND RESPONSIBILITIES
- To assess and approve/decline creditapplications based on established creditpolicies, risk appetite, and regulatoryrequirement and analysing financialinformation, evaluating creditworthiness,and recommending credit terms andconditions to ensure responsible lendingpractices.
- Analysis of lending applications,financial statements, credit reports,and other relevant documents toassess the borrower’screditworthiness and repaymentcapacity.
- Monitoring the performance ofapproved lending, identifying potentialrisks and early warning signs ofdelinquency.
- Evaluation of the risk profile of eachapplication considering factors likeindustry trends, borrower financials,collateral, and market conditions.
- Provision of independent creditdecisions on lending applications,adhering to established credit policies,risk parameters, and regulatory.
- To perform prescribed activities in atimely manner and to a high standardconsistently driving continuousimprovement.
- Requires in-depth technical knowledgeand experience in their assigned areaof expertise thorough understanding of the underlying principles and concepts within the area of expertise
- They lead and supervise a team,guiding and supporting professionaldevelopment, allocating workrequirements and coordinating teamresources.
REQUIRED SKILLS AND QUALIFICATION
- Strong understanding of corporatecredit analysis and risk assessmentmethodologies.
- Ability to interpret and evaluatefinancial statements, cash flowanalysis, leverage metrics, and keycredit indicators.
- Knowledge of banking products,lending structures, and riskmanagenment principles.
- Strong analytical and problem-solving capabilities with excellent attention todetail.
- Effective stakeholder management andcommunication skills.
- Proficiency in MS Excel, Word, andPowerPoint.Quality and accuracy of creditassessments and recommendations.
- Financial analysis and risk identification capabilities.
- Ability to manage risk and maintainstrong controls.
- Graduate degree with strong academic credentials.
- Experience in Credit Risk, CorporateBanking, Investment Banking, Risk Management, Financial Analysis, orrelated domains.
- Strong financial statement analysis andcredit underwriting skills.
- Proficiency in MS Office applications,particularly Excel.
- MBA (Finance), CA, CFA, FRM, or otherrelevant professional qualifications.
- Experience within Corporate &Investment Banking environments.
- Knowledge of credit risk systems, Portfolio monitoring, and regulatoryframeworks.
- Understanding of Indian corporate,financial institution, PSU, andsovereign credit markets.
APPLY LINK – https://search.jobs.barclays/job/mumbai/credit-risk-analyst/13015/96518925648
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